Here is how to respond if you get served a foreclosure summons. (The document you receive when a foreclosure lawsuit is filed against you) Please know, filing an answer may not be the best option. Ideally you want to see if you can get the case dismissed before acknowledging the lawsuit. It is best to consult with an attorney prior to taking action.
Created by Attorney Michael Stites & contributing editor Jared Speck
Lenders are required to follow a specific process to legally foreclose and auction off your home in Florida. This process is often performed illegally and is riddled with errors. The bank trying to foreclose on you may not even have the right to do so. Our law firm locates these errors and will file specific responses to argue the foreclosure cannot proceed. In order to effectively fight an HOA or bank foreclosure, the home owner must file the right documentation and plead a defense with the court. The Orlando Foreclosure Attorney does exactly that on your behalf.
How We Defend Your Foreclosure
The Bank Does Not Always Have The Final Say:
Financial hardship has many Orlando home owners dealing with foreclosure due to a downed economy. Your situation may feel grim because banks are not typically lenient when dealing with missed payments. Our mission is to help inform the public of the alternatives of losing your home to the bank. If you are not familiar with how foreclosure works, our site contains plenty of information that is simple to understand.
“Foreclosure Defense is Not Just For Those Who Can No Longer Pay Their Mortgage”
Foreclosure Defense is not just for families who have fallen on hard times. It can be a financially sound decision where a home owner wants to walk away from their mortgage debt free. The right foreclosure defense will allow you to more effectively negotiate with the bank. Know your legal rights and use them to your advantage. Banks are often guilty of disregarding certain regulation and laws by losing promissory notes, feigning assignments, and even forging important documents. Take advantage of this by ensuring the banks are held accountable for these common violations. Speak with an experienced Orlando foreclosure attorney today before it’s too late.
There are still ways to defend your foreclosure even if everything was done correctly by the lender. Our lawyers create custom foreclosure defense packages for each case that is brought in so no two cases are the same. Even a perfectly filed foreclosure can usually be defended for 6-8 months or more. It all depends on what stage your foreclosure was in when you contacted us. As long as the home is still in your name there is a very good chance our law firm can help you.
What happens if there was already a default judgement entered against you? Although it is usually a rough uphill battle, our law firm has managed to get many default judgements thrown out in the past. If there has been a sale date set for the home it will be even more difficult to reverse (although we have done it in the past).
Many people wonder how they could afford a lawyer if they can’t afford to make their mortgage payments. It’s simple.
Our attorneys charge only $250 a month per home foreclosure defense plus an initial retainer fee. The retainer fee varies depending on where the case is at. If we only have a few days notice before appear in court the retainer fee will be more expensive.
Stop Mortgage Payments:
Stop all mortgage payments while we defend your case. When a home is in foreclosure the loan is frozen until the court determine who wins the case or an agreement is reached. Hint: Use this time to save your money.
When you hire The Orlando Foreclosure Attorney knows how to make even the biggest banks squirm and buy you the time you need. Our Firm has done this for over 7 years.
Proven Defense Record:
We have kept some of our clients in their homes for over 5 years…all without making a single mortgage payment while we defended their case.
HOA Foreclosure Defense
Bank Foreclosure Defense
Deficiency Waiver Assistance
We Give Homeowners The Leverage They Need To Fight Foreclosure. The lawyers at The Orlando Foreclosure Attorney specialize in foreclosure defense and mortgage debt liability removal. We use federal regulations and Florida statues to help families develop leverage against their lender so they can either keep their home, stay in their home, or walk away from their home debt free. We are very good at what we do.
Orlando Foreclosure Defense Attorneys
Make No Mortgage Payments While We Defend Your Foreclosure.
Our Attorneys Defend Your Foreclosure for Only $250.00 a Month.
You May Be Able to Keep Your Home or Walk Away Debt Free.
Relax. Phone consultations are always free. It can’t hurt to talk.
Fear and miscommunication between indebted homeowners and their mortgage lenders has forced thousands of paranoid families to intentionally abandon their homes well before before the bank can legally to repossess.
The result is a zombie foreclosure: an abandoned home that can sit for years, eventually eating away the resale value of surrounding homes.